As a senior, maintaining an affordable car insurance premium is most likely on the top of your list so you better start paying attention to your driving record a little bit closer. Auto insurance companies put this into strong consideration when evaluating your premium pricing so it is important to keep a clean record. If you’re looking to acquire or keep your cheap car insurance rates then make sure to heed our simple tips on how to avoid aggressive driving behaviors and any road rage tendencies if you have them.
You must first realize that you have an aggressive driving problem and to actively try to stop these negative behaviors so your road rage won’t increase your premiums as well as make the roads a little safer. Seniors already have higher rates as they age so finding ways to improve their record and lower their rates are vital. Some actions that may be considered road rage are:
- Following too closely (Tailgating)
- Flashing Lights
- Excessive Speeding
- Cutting People Off
- Weaving In and Out of Traffic
- Using Offensive and Vulgar Gestures
- Bumping Into Cars
- Swerving or Sudden Driving Motions
- Actually Getting Out of Car and Threatening Others Lives
- Throwing Things Out Of Your Car
There are many people out there that are in denial that they even have an aggressive driving problem but lots of times that is in result that they don’t even realize they are exhibiting these actions. Some people become a different person when they get behind the wheel and may be endangering others on the road. It is important to fix these problems at a young age. If you children are first beginning to drive, it would be wise to install cameras in the car to observe their driving behavior. If you have a family member or a close friend that displays these types of driving actions then make sure to confront them about it. This is especially so if they are endangering your life when you are catching a ride with them in their car.
We have welcomed Insurance Doctor of Richmond VA, the areas best car insurance agency for cheap premiums, to give us a few suggestions on how you can reduce and even stop your aggressive driving and road rage.
List of Ways to Prevent Road Rage:
- Always apologize with a kind gesture if you have done something wrong to anger another driver.
- Only use your horn in an emergency to alert someone that you are close
- Never make eye contact with an angry driver
- Listen to calming music that you enjoy
- If someone is following too close or tailgating you, simply pull over and allow them to pass.
In some cases it is best to make believe that you are sitting in the other driver’s car. They may be on the way to the hospital for a medical emergency or they may even have young children in the back seats. This may not always be the situation but everyone’s lives matter.
Aside from reducing your car insurance rates, diffusing your aggressive driving tendencies will all help in reducing traffic related casualties. Road rage is involved with over two thirds of all fatalities on the road. Another good reason to cease from this behavior is that 37% of accidents end with a gun being drawn. In order to help resolve these aggressive actions, it is best to just become a passive driver. If someone is tailgating you then simply let them by. If they display obscene gestures just ignore them and allow them to drive off.
One great way that you or another senior can help improve their driving record and gain a refresher on current laws on the road is to register for a defensive driving class. You will be reminded of the rules of the road and will be acquainted with the new laws. This will also help you gain positive points on your driving record in the state of Virginia. To learn more about how you can improve your driving, visit a local Richmond VA car insurance agency like Insurance Doctor.